Beachwood resident Michael Lewin joined Geauga Savings Bank’s Beachwood office as a residential mortgage loan originator in July after a more than 19-year career in banking, most recently with Key Bank and prior to that, at PNC Bank.

Lewin, a member of The Temple Tifereth-Israel in Beachwood, said the position at Geauga Savings Bank, which he said is synonymous with a loan officer, was attractive to him because of the bank’s smaller size, compared to Key or PNC.

“Geauga Savings is a small community-sized bank that really treats every customer like a private banking customer,” Lewin said. “There’s a lot more hands-on in the processing. For example, my underwriter is right down the hall from me, my processor is right down the hall from me, where at a Key or a PNC, everyone was an email away from me and oftentimes it was hard to get things done in a timely manner. Where here, I can literally submit a file at 10 a.m. and he’ll answer back by 2 or 3 o’clock the same day. So, more control over the process.”

Lewin said he’s able to do things differently because Geauga Savings Bank is a smaller bank. He said one area where this is beneficial is if someone is trying to apply for a loan for a condo; usually the Federal National Mortgage Association, commonly known as Fannie Mae, and its sibling organization, the Federal Home Loan Mortgage Corporation, commonly known as Freddie Mac, will not give loans for condos, but said Geauga Savings Bank still can.

“We’re what’s called a portfolio lender,” Lewin said. “We don’t always loan the money from Fannie (Mae) and Freddie (Mac) to investors, we’ll lend our own money, based on certain circumstances.”

Lewin lives in Beachwood with his wife, Sallie Fine-Lewin, and children, Benjamin, 16, and Samantha, 12.

Geauga Savings Bank has offices at 24755 Chagrin Blvd, Suite 100 in Beachwood and 10800 Kinsman Road in Newbury.

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