What is life care planning?

The life care plan places special emphasis on issues surrounding a disability diagnosis or a long life. The LCP connects your concerns about long-term care as you go through the stages of your life with the legal knowledge and expertise of an attorney.

The LCP itself is actually a relationship and a planning process with an attorney and a disability/geriatric care manager that changes over time as you and your circumstances change. Your LCP can provide the road map that allows you to follow through to achieve your quality of life, health care, and long-term care financing goals.

Life care planning goals

There are three principal goals of the life care plan:

• The LCP helps make sure that you or your loved one gets good care, whether that care is at home, assisted living or nursing home. This is the most important goal, as it goes to the very heart of your quality of life.

• The LCP helps you make decisions relating to your long-term care and special needs. Your LCP manager and attorney are your resource of experienced, supportive, knowledgeable, and objective advisors.

• The LCP helps you find sources to pay for good long-term care. Your advisors work with you through the maze of choices and options to find the best solution to the asset protection problem created by the need to pay for quality long-term care.

• The LCP helps you create or update your legal documents as needed to meet your goals for your lifetime and beyond.

Your care questions answered

The LCP will help answer your questions about your legal, long-term care and health care choices:

• What health care and long-term care services are available to me? How can I get the good care I need and desire, whether in my own home, in a residential community or assisted-living facility, in a child’s home, or in a nursing home?

• Who will advocate and intervene for me if necessary to ensure my right to quality health care and long-term care if I am unable to do so?

• How do I assure my legal and financial security as I get older?

• Should I rely on veteran’s benefits, Medicaid or other government benefits to help pay for my care? How do I apply for these benefits?

• What kinds of insurance do I need? Should I buy long-term care insurance? Should I join a Medicare HMO?

• How and when should I distribute my assets? Can I save taxes and avoid probate?

• How can I protect my assets to take care of my spouse, to ensure I get good care, to leave to my children or to provide for family members with special needs?

A road map

Your LCP is customized to fit your needs and goals. It provides you the road map to follow to achieve your legal, care and asset protection goals. When life changes, the Plan changes also to help you shift to another gear on another road.

Laurie G. Steiner is a member of the law firm of Solomon, Steiner & Peck, Ltd. in Mayfield Heights She is a certified elder law atorney by the National Elder Law Foundation and the Ohio State Bar Association and an accredited attorney for the preparation, presentation and prosecution of claims for veteran’s benefits before the Department of Veterans Affairs. Steiner has also been named a Super Lawyer for 2019. She practices in the areas of elder law, Medicaid, VA and disability planning, and estate and trust planning and administration.

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